Croatia’s top betting sites

Croatian Betting Sites-Croatia is a Balkan country that gained independence after Yugoslavia disintegrated in 1991. Many of Croatia’s gambling rules were based on those of Yugoslavia in 1964, but this practise has evolved in recent years. All kinds of betting and gaming are licenced and regulated under current Croatian gambling law. Apart from the state-owned operator Hrvatska Lutrija, there are only three permitted Croatia betting sites (specifically, Prva Sportska Kladionica, Germania Sport, and SuperSport). This means that Croatian bettors are limited to a few options. Nonetheless, the vast majority of those gamblers favour overseas betting sites like Bet365 and William Hill due to their wider range of sports, higher odds, and wider betting markets.

Croatian Betting Sites-discover the best bookmakers with best offers and bonuses

Croatian Betting Sites – 5 things to know

  • The legal gambling age in Croatia is 18;
  •  Apart from the Croatian Lottery, there are only three other licenced operators;
  •  Winnings are taxable at 10%, 15%, 20%, and 30%, depending on the winning amount;
  • Players can bet on international sites without fear of legal repercussions; and
  •  Winnings derived from foreign bookmakers are not taxable.

Population: 4.076.246

Active Players: 600.000

Currency: Croatian Kuna

Regulated gambling products: Sports betting, horse & dog racing betting, casino, poker, lottery, keno, bingo, scratch cards

Designated authority: Ministry of Finance – Tax Administration

Operator types: Land-based lottery, betting shops & casinos, online casinos and sports betting sites

Status: Regulated

Top 10 Croatia Betting Sites (2024)

100% Welcome Bonus up to $1000

5 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions apply!

350% WELCOME PACKAGE Boost your deposits with 350% in Bonuses and 200 Free Spins!

4.2 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions apply!!!

Bet £10 and Get £30 FREE BET

4 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
New Players Only. Min £10 qualifying bets, stake not returned. Free bet - one-time stake of £30, min odds 1.5, stake not returned. 1X wager the winnings. Wager from real balance first. Wager calculated on bonus bets only. Max conversion: £200. Valid for 7 Days from issue. Withdrawal requests voids all active/pending bonuses. Excluded Skrill & Neteller deposits. Full Terms Apply #ad 18+ begambleaware

Up to 1000 Euro + 200 Free Spins. Plus a Secret Bonus!

4.1 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions Apply!

1000 Euro + 150 Free Spins Wager Free

4 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions Apply

100% up to €200 / Bonus code: WELCOME

4.3 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions apply!

Welcome Bonus 5BTC + 100 FS

4.5 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions Apply! For more info please read https://7bitcasino.com/terms-and-conditions

Welcome Bonus 250% up to 1.000€ + 150 Free Spins

4.4 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions apply!

150% first deposit sports bonus up to 1 500 €/$

4.4 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Sports Welcome Bonus will be credited to your account immediately after your first deposit. Then you should activate the bonus manually. (You should activate the bonus first and then place the bet, otherwise you will not get the bonus).

The minimum required deposit to get the Bonus is 20 €/$ max deposit is 1 500 €/$

You need to wager 15 times the capital and bonus amount On accumulators only with a minimum of 3 items

Each item must have a minimum of 1.3 odds

The max bet amount is 1 000 €/$

If the wagering requirements for the bonus have not been met within 30 days following the acceptance of the bonus, then the bonus amount and its derived winnings will be nullified.

This Bonus cannot be combined with any other promotions. Only one bonus can be active at any one time. This means that you may not have any funds on your bonus balance when claiming a new bonus.

Rolletto reserves the right to alter, terminate or withdraw the promotion at any time at its own discretion.

This promotion is valid in accordance with the Terms and Conditions of Rolletto.

If an unfair/fraudulent action on the part of the user is recorded, the user will automatically be suspended from the promotion without prior notice.

SPORT WELCOME BONUS 100% UP TO €100

4 / 5
TOTAL SCORE
Play now! Play now!
Terms & conditions apply
Terms and Conditions apply! Read them here: https://www.dexterbet.com/en/info/terms-and-conditions

Croatian Betting Sites History

Croatia has a relatively short history of sports betting. It dates back to 1964, when Croatia was still a part of Yugoslavia, a communist state.

Back then, the government strictly prohibited gambling and all sorts of betting. To play, members of the public needed a particular government-issued licence.

Betting sites were likewise restricted, with only state-regulated facilities and kiosks permitted to accept bets. Any establishments detected engaging in unlawful betting were either substantially punished or shut down immediately.

Gaming, on the other hand, is currently thriving in the country, with various casinos and internet gambling sites attracting both loyal locals and eager tourists. Croatia passed a law in 2003 that successfully removed prohibitions on all types of gambling.

The new law enticed several enterprises from nations such as England and Germany to relocate there in search of higher revenues.

They imposed a 20% VAT tax on physical gambling site earnings in 2009, which hurt smaller enterprises.

Overall, internet gambling sites receive higher traffic as a result of the limits imposed on casinos and the regulations that control them.

  1. Earnings from international gaming sites are completely tax-free for the general population.
  2. The legal gambling age in the United States is 18, as opposed to 21 in other nations.
  3. Croatia was one of the first countries in Eastern Europe to legalise gaming.
  4. “Tourist gambling” is popular, and many casinos are linked to hotels in seaside locations.

New gaming laws were enacted in 2014. They underline the legality of betting in the country and encourage placing bets at licenced and regulated betting enterprises in Croatia.

🌍 Country  🇭🇷
👌 Language  Croatian
💶 Currency  Croatian Kuna
Popular sports ⚽️ 🎾 🏃‍♀️ 🏋️‍♂️
⚖️ Is betting legal ✔️
🏢 Gaming Regulator  Ministry of Finance
🧾 Gambling tax 15%
💳 Most popular payment methods Neteller, Sofort, Giropay, Skrill

Croatian Gambling Legislation and Laws

Gambling has been legal in the Republic of Croatia since 2014, when the government approved the ‘Zakon o igrama na sreu’ gambling law. The act regulates all types of gambling in Croatia, including lotteries, chance games, slot machines, and sports betting. The Croatian Ministry of Finance requires all operators to be licenced and to pay licencing fees and taxes.

Because the Ministry is in charge of regulation, enforcement, and taxation, the taxes payable are divided into four gambling categories. A 5% tax on lottery ticket sales, a 5% tax on betting turnover, a 15% tax on gross gambling casino revenue, and a 25% tax on gross slot revenue are all included.

The Zakon o igrama na sreu’ statute, in addition to corporation taxes, provides for the taxation of player winnings. In Croatia, winnings under 10,000 Kuna are taxed at 10%, winnings between 10,000 and 30,000 Kuna are taxed at 15%, and earnings beyond 30,000 Kuna are taxed at 20%.

To govern and control online operators, the ‘Zakon o igrama na sreu’ was updated in 2014. The modified act permits local land-based operators who have already been granted a land-based gambling licence to provide internet services. Croatia, on the other hand, is working on new laws that would allow overseas betting sites to licence and legally operate in the country.

Bulgarian Betting Law

Croatian Betting Sites FEATURES AND OPTIONS

Betting features have long been recognised as a distinguishing strategy used by bookmakers to entice punters to their sportsbooks. Given the nature of sports betting, the most prevalent features seen with Croatian bookmakers are those aimed at improving the player experience. A brief synopsis is provided below to give you a better understanding of what is likely to be accessible. Streaming in Real Time

Live streaming is a feature that most Croatian bookmakers will provide. Live streaming is most typically provided to supplement the sports betting experience for popular sports such as football, basketball, and esports. Betting in Real Time

Another element that Croatian bookmakers have in common is the inclusion of live betting. This is virtually always an option for all sports markets offered by a bookmaker’s sportsbook. Bets are placed in real time, as the feature implies, and markets are similar to those observed in pre-match betting. Get Paid

This option allows bettors to opt out of bets early if they have lost faith in the result of an event. This option is less common than lie betting, but it is nonetheless widely available with Croatian bookies. However, using this option comes with a cost because the bookie will keep a portion of the placed bet as a cancellation charge. Betting Odds in Real Time

Because of the competitive nature of live betting, bookmakers are continuously vying to offer the best live betting odds. While it is more of an option than a feature, it provides bettors with the benefit of higher profitability.

Important information for players

Accessing your preferred Croatian betting site is entirely legal, as internet gambling is strictly regulated. Nonetheless, some rules must be followed. To begin, no one under the age of 18 is permitted to place bets, either online or in person. Furthermore, winnings from betting are subject to taxation.

Winnings of up to HRK 10.000 are taxed at a rate of 10%. Winnings between 10.000 and 30.000 HRK are subject to a 15% tax. Winnings between 30.000 and 500.000 HRK are taxed at 20%, and winnings over 500.000 HRK are taxed at 30%. Winnings from offshore bookies, on the other hand, are not taxable because they are not protected by Croatian law.

Which non.hr bookmakers welcome Croatian players?

Despite the blacklist and other obstacles, there are a number of international bookmakers who allow Croatian punters. We’ve selected the best ones based on payouts, betting markets, and sports available, as well as bonuses and other handy features. Bet365 and William Hill are two bookmakers that live up to the hype.

Information for Bulgarian Bettors

When comparing overseas bookmakers to local operators

When it comes to the quantity of betting markets for major football leagues, such as the Premier League, international bookmakers have an advantage over domestic operators. On William Hill, a match from this league has 150+ markets, whilst the local operator Prva Sportska Kladionica has no more than 60. Furthermore, Bet365 allows betting on 36 different sports, whereas CroBet (the Croatian Lottery’s betting portal) only offers 13. In terms of betting odds, local providers are nearly on par with the biggest international ones, with the difference on most events being as little as 0.5%.

International betting sites in Croatian with kunas

Making oneself at home when visiting an overseas bookmaker is essential, and Croatian players are more than welcome with bookies that cater to their interests, such as 22Bet. More specifically, all three of them have websites tailored in Croatian and accept payments in the local currency, kuna (HRK). As a result, they are not concerned about exchange rates or commissions. Furthermore, bookmakers such as Bet at home Hrvatska provide not only a site in Hrvatski, but also full customer care and live chat in Croatian.

Bookmakers who have left the market

Following the government’s persecution of multinational bookmakers in Croatia in order to safeguard local operators, some of those bookmakers opted to exit the market entirely. Bwin Hrvatska, for example, has been unavailable in Croatia since 2013, when it withdrew due to its inability to be properly licenced as a corporation not originally established in Croatia. Even while there is no indication that they will return anytime soon, numerous other industry heavyweights, including as Bet365, are still open to Croats.

Croatia now has new sportsbooks.

The Croatian sportsbook industry is continually refilled with new sportsbooks, particularly those that are geared for Croatian bettors. For example, with Betwinner, in addition to competitive odds, locals may fund their accounts in the local currency, kuna (HRK), and browse the site easily because it is available in Croatian. Other bookmakers worth noting include Librabet, which offers 27 different sports as well as numerous substantial welcome and reload bonuses.

Croatian Mobile Online Betting

Because of ongoing restrictions on physical casinos, online betting in Croatia has seen a significant increase in the last five years. Online booking is governed by the Ministry of Finance. It allows four Croatian betting sites to operate legally while paying a monthly 5% tax.

A law passed in 2010 legalised all forms of online gambling. It has aided the gambling scene in evolving and solidifying its position in the form of mobile betting.

Most gambling apps are mobile and tablet optimized, making them simple to use while on the go.

💯 Available betting features Accumulator, Bet builder, Live stream, Cashout 
🏇 Popular gambling activities Casino, sports betting, horse betting, lottery
🗝️ Keep in mind Gambling is strictly regulated within Croatia, as the lottery once owned the whole industry as part of a monopoly.
🔣 Popular types of odds Fractional odds
📈 Advantages Some bookmakers such as Bet365 are available, meaning livestreams can be used to watch matches whilst betting
📉 Disadvantages The tight regulations plus the taxes imposed on gambling.

Applications can be downloaded for both iOS and Android devices, but their respective websites can function without them. The websites are relatively quick to load and have simple layouts, making them ideal for anyone looking for a quick, no-hassle gaming session.

Many of the best online casinos, eager to attract Croatian customers, offer promotions and bonuses that can make or break a Croatian’s gambling experience. Popular sites, such as Bet365, regularly offer appealing and competitive promotions to players.

Other sites, such as BetFair, allow for even more expansion in the gambling community. Online tournaments and even live-streaming events are available to players.

International bookmakers are not prohibited in Croatia. Online bookmakers in Croatia must compete with international sites that are not subject to any restrictions in the country.

Croatian Betting Sites

Sports betting is a government-regulated activity in Croatia. Local bettors can place their bets at both betting shops and betting websites.

Regardless, there aren’t many Croatia betting sites. In any case, there are numerous foreign websites that provide services to local gamblers.

In addition to being free to use, these foreign bookmakers typically provide more line options for betting on football and other traditional sports than local sites.

As a result, many Croatian gamblers prefer to use these sites, such as Bet365 and William Hill, to gain access to a variety of championships around the world, as well as a variety of markets to place wagers on and very attractive odds.

Payment Methods Suggestions for Croatian Betting Sites

Choosing an appropriate payment method is critical for Croatians to ensure smooth transactions and betting practices. All legal gambling sites are governed by the state, but they do not all accept the same payment methods. In other words, what works for one site may not work for another.

As a result, determining which sites are most suitable and provide the best offers is an important step in any gambler’s schedule. Choosing a reputable site with a convenient payment method ensures safe, responsible, and all-encompassing gaming habits.

The majority of payment methods are well-known, but four stand out as the best options for Croatian gamblers:

Bookmaker Skrill Bank Wire Paysafecard
Bet-at-home €10–N/A

instant

N/A N/A
Bet365 N/A €100–€150,000 

2–10 banking days

€5–€1,000

instant

22Bet €1–€10,000

instant

€1–N/A

2–10 banking days

€1–€5,000

instant

Popular betting sports in Croatia

In Croatia, betting is a common pastime. Customers can bet on the major athletic events, national and local games, and even events like elections, the Eurovision Song Contest, and who will win an Oscar at the sites on our list of online bookies in Croatia.

Let us look at four of the most popular sports in Croatia for betting:

Football

Football betting is as prevalent in Croatia as it is in the rest of the world. Customers of the best Croatian online betting companies can simply place wagers on domestic, regional, and international events.

Customers can bet on the full-time result, half-time score, amount of corners, and a variety of other betting markets in Croatia’s 1.HNL and 2.HNL. Many sites provide live betting services, allowing clients to place bets while a game is in action.

Handball

Handball is one of the most popular sports for online and mobile betting in Croatia, with 27 million registered players across Europe and beyond. When national clubs compete for the EHF Cup, this fast-paced, high-scoring game is very popular.

Handball betting markets are available at the biggest Croatian bookmakers, including both national leagues and international matches. Customers can wager on the final scores, the highest scoring half, the winning margin, and team totals, among other things.

Basketball

Basketball is another fast-paced game that is very popular for online betting in Croatia. The NBA betting business is dominated by the large US market, but several European leagues and tournaments receive substantial coverage.

At the best Croatian betting sites, you may wager on a variety of markets, including game lines, point spreads, races to 20 points, and match results. Our suggested sites offer reasonable odds and a far larger selection of betting markets.

Esports

Esports betting, in which individuals wager on the outcome of competitive video game events, is one of the fastest-growing gambling areas. With over one billion individuals playing these games, it has grown into a big market, particularly for combat-based multi-player titles like Counter-Strike: Global Offensive.

The finest CS:GO betting services allow consumers to wager on different events and offer outstanding odds on the teams involved. Anyone wagering at the best CS:GO betting sites can wager on national and international games from across the world, many of which can be viewed on Twitch.

WHAT PAYMENT METHODS ARE AVAILABLE IN CROATIA?

Payment methods offered in Croatia include debit and credit cards, bank transfers, ewallets, and cryptocurrencies. As the most prevalent techniques, punters can choose which is most financially feasible. This applies to both depositing and withdrawing, so exercise caution when dealing with an online bookie.

The processing expenses for credit card and ewallet transactions are usually covered by the bookmaker. Debit and cryptocurrency transactions, on the other hand, are not covered. Processing fees for cryptos are similar to those for debit, although both provide improved anonymity. Another consideration for Croatians is the minimum transaction requirements. Most bookmakers charge between 75 and 185 Croatian Kuna for deposits and between 185 and 750 Croatian Kuna for withdrawals.

A CROATIAN BETTER’S PROFILE

In terms of betting inclinations and age demographics, the profile of a Croatian bettor is similar to that of most other European countries. The majority of gamblers in Croatia choose sports betting with games of skill or chance. This is followed by an average of 32% of gamblers preferring casino games and 13% preferring the lottery. Furthermore, 79% of bettors preferred land-based betting, while 20% preferred online betting.

Unfortunately, information on age demographics was lacking, other than the fact that the average bettor in Croatia is male. There was no information regarding the average bettor’s social economics or whether gambling behaviours accounted for problem gambling. However, according to the National Center for Biotechnology Information, problem gambling is more common in adolescents than in adult bettors.

Conclusion

If the government was eager to allow international bookmakers continuous access to the market and finally legalise their services, the future of online betting in Croatia would look much brighter. Although Croatian players can access them freely and without fear of legal repercussions, the legalisation of international brands would bring much more diversity and better betting options than the four local operators currently offer.

FAQ

Q: Is Betfair available to Croatian bettors?

Croat bettors can access Betfair Croatia and the Betfair exchange. Betfair Hrvatska charges a 7% betting exchange commission.

A: Does Bwin allow players from Croatia?

Unfortunately, Bwin Croatia is no longer available to Croatian players, since it left the market in 2013 when the local authorities found it unfit to qualify for a licence.

Q: Can I go to Pinnacle from Croatia?

Yes, Pinnacle may be reached from Croatia. Pinnacle Hrvatska, in particular, allows users to wager on 17 sports and take advantage of numerous daily promotions.

Can Croatian gamblers just utilise the aforementioned websites?

In Croatia, you can wager using any gambling app or website. Foreign apps are banned but not blacklisted.

Is it tough to play online poker in Croatia?

In the grand scheme of things, it’s simple. All you need to do is choose a reliable website and an acceptable payment option.

Why should I gamble online rather than in person?

For internet gamblers, there are just more options, possibilities, and deals accessible.

Is gambling banned in Croatia?

No. Online gambling is allowed, and casinos are popular among both locals and visitors. There are several restrictions, but it is still completely legal.

When Croatians gamble on foreign websites, are they punished?

No. The websites are totally legal to use, and many people like them.

What are the top Croatian betting sites?

We’ve compiled a list of the top Croatian betting sites. These sites offer a variety of sports, a variety of deposit and withdrawal options, customer service representatives who are available 24/7, and, of course, your wins are tax-free.

Do online sportsbooks accept Croatian Kuna?

Local bettors can use the Croatian kuna (HKR) currency to deposit and withdraw funds from the leading online betting sites. There are additional possibilities at HKR-accepting online sports betting sites, so individuals who like to utilise Euro, for example, will find it extensively recognised.

In Croatia, what is the legal gambling age?

To legally bet online in Croatia, you must be at least 18 years old. This applies to both domestic and overseas betting sites, and evidence of age is required to complete the verification procedure.

Karina Peterson
More than 15 years in the gambling industry, working for the big players in the affiliation market. I won't name them, you know them. Also I enjoy seeing a new project taking life and expanding like this one.