What exactly is a four-fold bet? Explained: 4 Fold Bet  ✅

A four-fold accumulator is a form of accumulator that has four separate options. An accumulator is simply a multi-part bet in which the gains from the first bet are used as the stake on the second bet and, if that bet wins, are carried forward to be the stake on the third bet and so on. An accumulator’s allure is that a tiny initial stake can easily develop into large earnings. The disadvantage is that possessing the intelligence required to make several winning bets is uncommon, and the suspense as the fourth event being bet on unfolds can be rather intense.

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What exactly does a four-fold bet imply? 💭

In simple terms, a ‘four-fold bet’ is a single bet made up of four picks. The four-fold phrase refers to the number of selections in the wager and is also the first point at which we refer to a multiple bet (a bet including more than one option) as an Accumulator or ‘Acca.’ A bet with fewer than four picks is known as a Single, Double, or Treble.

You can expand the phrase based on the amount of teams you choose, so if you choose five teams, it becomes a five-fold, six teams, a six-fold, and so on.

The term ‘Acca’ simply refers to a multiple bet that includes four or more selections.

It’s not easy to land a winning four-fold bet, but with the perfect circumstances and a little luck, the stars can align to provide you a nice return on a relatively tiny wager.

To place a four-fold bet, you must first decide which four selections will be included in the bet, and they had better be good, because one bad choice will cause your accumulator to crash and burn like a hollowed-out caravan at a science symposium organised by Richard Hammond.

How to Bet on an Accumulator at an Online Bookmaker 📢

Most online bookmakers offer what are commonly referred to as coupons. No, you can’t take these coupons to your neighbourhood bookmaker and get 50p off your next wager on the winner of I’m a Celeb.

Coupons in the bookmaking universe are a set of events that allow you to easily place accumulators without having to go into each game separately.

Of course, if you want to check all 180 markets for each event and construct your accumulator that way, go ahead and do so; however, this can take time.

Coupons are the way to go if you are comfortable betting on the same market for each event, such as both teams to score in four successive football matches.

Most bookmakers allow you to modify the market on coupons, giving you more options for what you bet on. By default, they will show the 1X2, which is the odds on whether a match will conclude in a draw, a win for the home team, or a win for the away team.

However, you may alter this to, say, the Both Teams to Score market, which will present the Yes (both teams will score) and No (both teams will not score) options for each event.

Once you’ve chosen on your four bets, you must add them all on the same betting sheet before entering your amount.

When you make your initial option, the betting slip will usually appear and ask you for your investment. Simply tap off the betting slip and continue making your selections. Your selections will be added to the betting slip, much like a shopping basket on an internet retailer’s website.

When you are satisfied with your selections, you can tap on the betting slip (which is usually found in the upper or lower right corner of your screen).

The betting slip will show your selections as well as the numerous staking options you have available to you.

You can learn about the many staking possibilities later in the article, but for now, let’s simply focus on the accumulator.

After you’ve double-checked your selections, you may go on to the staking options.

Some online bookmakers will display the word ‘accumulator’ or ‘Acca,’ but others will just display the amount of selections followed by ‘fold.’

If you’ve made four picks, put your stake amount in the box next to where it reads ‘four-fold’ or ‘accumulator.’

When you’re satisfied with your stake amount, click the button to place your wager.

What is the formula for calculating an accumulator? 📊

The liability you take on, as well as how the gains from each option contribute to the following leg, distinguishes a four-fold bet from four single bets.

If you placed four £5 bets on four different races, and all of your selections won, you’d have £40 in your pocket.

The difference between an accumulator bet and a single bet is that the winnings from each leg are added to the stake for the next leg.

Let’s break this down so it’s clear:

1st bet: 14:10 @ Lingfield – £5 bet at 1/1 odds – Winner (£10 return)

14:40 @ Lingfield – £10 bet at 1/1 odds – Winner (£20 returns)

Bet 3: 15:10 @ Lingfield – £20 bet at 1/1 odds – £40 return

Wager 4: 15:40 @ Lingfield – £40 bet at 1/1 odds – £80 return

As you can see, the stake of each bet increases with each victorious leg, implying that more money is going to the following option. While four £5 bets would have netted you £40, a £5 four-fold accumulator would have netted you twice that much.

But here’s the twist!

Placing four £5 single bets results in a total stake of £20 and a maximum return of £40.

If you bet £20 (the same amount) on the accumulator, your returns would be £320 because the initial £20 bet plus wins would be applied to each successive leg.

Finally, each of your legs does not have to start one after the other. You can place a four-fold wager on four football games that all start at three o’clock. The calculation proceeds in the same manner.

4 fold and accumulator bets can be used in a variety of ways 🎯

You’ve probably heard the terms goliath and round robin used at your local bookie.

These are known as system bets or multiples, and they involve a number of four-folds, five-folds, and so on, all rolled into one.

Don’t worry; you won’t need the assistance of a certain David to understand system bets, but it would be helpful if we started at the lower end of the multiples bet spectrum (A goliath consists of 247 bets).

A ‘Lucky 15’ is one of the most popular system bets in horse racing and sports betting. It consists of four options and offers singles, doubles, trebles, and a four-fold bet.

As the name implies, this sort of bet consists of 15 distinct bets rolled into one. Let’s break this down so that everyone understands.

Assume you’re betting on the Premier League and have selected the four teams listed below to win:

City of Manchester




Your Lucky 15 will be made up of the following items:

Singles 4x (1, 2, 3, 4)

6 times doubles (1-2,1-3, 1-4, 2-3, 2-4, 3-4)

4 times trebles (1-2-3, 1-2-4, 1-3-4, 2-3-4)

1 x 4-Fold (1-2-3-4)

As you can see, there are a number of bets in this Lucky 15, therefore you must calculate your stake correctly. To keep things simple, let’s say you place a £1 Luck 15, for a total bet of £15.

Assume Manchester City, Tottenham Hotspur, and Liverpool win, but Chelsea draws. In this case, you must remove all bets containing the second selection, and you will be compensated for the following outcomes:

3 times singles (1, 3, 4)

3 times doubles (1-3, 1-4, 3-4)

1 set of Trebles (1-3-4)

0x Four-Folding

If you had only used the Four-Fold, your returns would have been zero, thus adding this variation is a great method to boost your odds of obtaining a return.

You can use the following types of bets to incorporate more or fewer options using the same system:

Patent: 3 picks – 7 wagers

Lucky 31: 5 Picks – 31 Bets Lucky 63: 6 Picks – 63 Bets

The need to gamble on the single becomes less crucial as the number of selections increases, because, assuming a £1 wager, a single winner on a Lucky 63 is unlikely to gain you anything close to your money back (unless you’re backing 100/1 shots).

As a result, the bookies have also made system bets available that do not include the single option, implying that you will need at least two winners to obtain a return.

The following are some of the most popular sorts of these bets (remember, these do not cover singles):

Trixie: 3 Picks – 4 Bets

Yankee: 4 Picks – 11 Bets

5 Picks – 26 Bets: Canadian or Super Yankee

Heinz: 6 Picks – 57 Bets

Super Heinz: 7 Picks – 120 Bets

Goliath: 8 Picks – 247 Bets

When it comes to System bets, you need street smarts 🚀

As previously said, employing system bets rather than a simple four-fold bet might be a terrific strategy to boost your chances of winning a Sports or Racing bet. However, if you want to reap the benefits of these multiples, you must use them carefully.

Take, for example, the Lucky 15.

To put a £1 Lucky 15, you would need to make four selections, for a total stake of £15.

You’d need at least one winner to see any form of return.

In this example, we’ll assume that all of your picks are priced at 5/1.

If you’re lucky enough to obtain four wins, you’ll get a return of £2,400.00 for a measly £15 wager (If only it were that easy).

But first, let’s look at the break-even point for this wager at 5/1 odds.

Total bet = £15

4 winners = £2,385.00 profit

Three winners equals a profit of £327.00.

2 winners = £33.00 profit

1 Winner = £9.00 Loss

To turn a profit, you’ll need to hit at least two winners at 5/1. Given that nailing only one 5/1 shot is roughly akin to a team in La Liga‘s relegation zone beating Barcelona at the Nou Camp, properly forecasting two of these eventualities is quite the task in and of itself.

So, when choosing on a straight four-fold bet or a system bet that includes a four-fold bet, always be mindful of the odds and determine whether the gain outweighs the danger.

Karina Peterson
More than 15 years in the gambling industry, working for the big players in the affiliation market. I won't name them, you know them. Also I enjoy seeing a new project taking life and expanding like this one.